Payment Gateway Integration
Payment gateways are being integrated and online payment instruments like cards, Internet banking and new age instruments like UPI, Bharat QR, mobile wallets and Bharat Bill Payment System (BBPS) are being enabled. These are essentially one of the services any C2G facility mandatorily want to have to reduce the collection time as well as facilitate its consumers making payments from anywhere. In this pursuit GoI has initiatives to enable government agencies to make payments to its employees, vendors or service providers as well as various scheme beneficiaries, few of these initiatives are:
National e-Governance Plan NeGP
The prime focus of all these e-Governance initiatives in the country at the national, state and local government level is to speed up e-payments across the various arms of government with a single programme-approach to be adopted, which is guided by a common vision and strategy with a view to make all Government services accessible to the common man in his locality, through common service delivery outlets and ensure efficiency, transparency & reliability of such services at affordable costs to realize the basic needs of the common man.With this objective the National e-Governance Plan (NeGP) was formulated by the GoI, for implementation across the country. NeGP envisages web-enabled anytime, anywhere access to information and services across the country, especially in rural and remote parts of India. Department of Electronics and Information Technology (DeitY) has envisaged common e-Governance infrastructure that will offer end-to-end transactional experience for a citizen which includes accessing various services through internet with payment gateway interface for online payments.
Government e-Payment Gateway (GePG)
The Government e-Payment Gateway (GePG) is envisaged to provide a payment gateway for the Civil Ministries and departments with the specific objective of leveraging the existing IT capabilities of the Core Banking Systems and application software functionalities of the CGA's organisation towards the development of an integrated payment and accounting system for all levels of usage with seamless interface and data communication.
The Controller General of Accounts is launching a full-fledged electronic delivery of payment services through the Internet. To enable this, Government e-Payment Gateway is envisaged as a critical infrastructural component to ensure that such transactions occur without any hitches and in total security over electronic networks. This component has multiple benefits, with critical ones being multiple payment options, secure transmission, payment settlements and rapid processing. The e-Payment Gateway will provide an operational component of the e-Governance infrastructure and a full payment facility that will allow secure online payments (e-Payments). The e-Payment Gateway will operate as a critical shared service with the COMPACT application at PAOs and Core Banking Solution of Banks.
- Secure and reliable real-time transaction processing.
- Easy report generation, payment settlements and account reconciliation process.
- Customized gateway as per the payment process requirements of individual entities.
- Integrates with other channels such as website and Mobile Apps
- Protects merchants or corporations from any misuse or fraud attempts.
- Supports customer dispute.
- Net Banking (70+ Banks)
- Debit card (Visa / MasterCard / Maestro / RuPay / ATM Cards)
- Credit Cards (Visa / MasterCard / Amex / Dinners)
- IMPS (Via NPCI)
- Cash Cards / Wallets
- NEFT / RTGS
- BHIM / UPI